Togo’s unified pension system eases retirement for dual-sector workers

For many Togolese professionals who have alternated between public and private sector roles, retirement planning has long been a frustrating puzzle. The Togolese Retirement Fund (CRT) and the National Social Security Fund (CNSS) have now introduced a coordinated pension liquidation system, simplifying a process that has often been complex and administratively burdensome.

By Yvette Tchuente — State political analyst